Welcome to HELPBANKERS.COM. Thank you for choosing us as your Banking Partner.
In the following terms, references to “we” , “us” or “our” are references to HELPBANKERS.COM and references to “you” or “your” are references to THE USER whether as a visitor or as a paid subscriber of the website for using different products offered by HELPBANKERS.COM.
The following terms and conditions constitute the entire agreement between YOU and HELPBANKERS.COM and govern your use of the services, superseding any prior agreements between YOU and HELPBANKERS.COM .YOU also may be subject to additional terms and conditions that may apply when YOU use affiliate services, third party content or third-party software. These Terms and Conditions represent a contract between YOU and HELPBANKERS.COM, they (and any dispute or claim arising in connection with them or their subject matter or formation) shall be governed by and interpreted in accordance with the law of India.Any term or terms which may be deemed unenforceable or unlawful and fall to be struck out, or otherwise disregarded by a court shall be done so without prejudice to the rest of the agreement. Any failure by HELPBANKERS.COM to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision. References to the words “include” and “including” shall be interpreted as without limitation, irrespective of whether certain instances of those words expressly state “without limitation” and other instances do not.
The use of this website is subject to the following terms:
We reserve the right to terminate/suspend the user’s use of the website and/or access to the online content and courses at any time for operational, regulatory, legal or other reasons. We may terminate/suspend the User Account or access/use of the website with immediate effect:
(a) if we reasonably believe the user is connected with is in breach of any of the terms and conditions; (b) in order to prevent any fraudulent, unlawful or abusive activity; or (c) if it is necessary to prevent or stop any harm or damage to us, other users of the website or the general public.
HELPBANKERS.COM may take any other action which HELPBANKERS.COM may reasonably deem appropriate in connection with such breach.
Unless otherwise indicated, HELPBANKERS.COM is the sole and exclusive owner, of all copy, software, graphics, designs,content and other rights contained on or used in connection with the website. All rights of HELPBANKERS.CON or its licensors that are not expressly granted in these terms and conditions are reserved to HELPBANKERS.COM and its licensors. The user also agrees that the user has no rights in or to the online content and courses other than the right to use it in accordance with the terms and conditions.
All articles, information and other materials presented on this website are subject to copyright, trade mark right and/or other intellectual property right owned by HELPBANKERS.COM HELPBANKERS.COM grants the user a personal, non-transferable and non-exclusive right and licence to use the websites and the services for their intended purpose subject to your compliance with the terms and conditions. This licence does not include the right to collect or use information contained on the website for any purpose not specifically listed in the terms and conditions, to compete with HELPBANKERS.COM, to create derivative works based on the content of the website, or download or copy the website .If you use the website in a manner that exceeds the scope of this licence or you breach these terms and conditions, HELPBANKERS.COM may revoke the licence granted to you. The user is prohibited from reproducing, copying, modifying, renting, leasing, loaning, selling, distributing, exploiting, extracting, creating derivative works of or otherwise communicating or making available to third parties any part of the content of this website or the Services without HELPBANKERS.COM’s prior written consent. The user acknowledges that, by making use of this website, the user is agreeing to comply with this prohibition and that any breach thereof is likely to result in legal proceedings being issued against the user. HELPBANKERS.COM reserves the right to cancel, interrupt or reschedule any online content and courses or modify, revise, or alter its content, as well as the associated values, assignments, tests, quizzes, exams, projects and other evaluations of progress without cause or notice to the user.
HELPBANKERS.COM will not be liable or responsible for any failure to perform, or delay in performance of, any of our obligations under the terms and conditions or any related contract between HELPBANKERS.COM and the user that is caused by any act, event, non-happening, omission or accident beyond our reasonable control ("Force Majeure Event"), including (without limitation) the following:
HELPBANKERS.COM's performance under any terms and conditions or any related contract between HELPBANKERS.COM and the user is deemed to be suspended for the period that the Force Majeure Event continues, and we will have an extension of time for performance during that period. We will use our reasonable endeavours to bring the Force Majeure Event to a close or to find a solution by which our obligations under the terms and conditions or any related contract between us may be performed despite the Force Majeure Event.
It is our policy that any content included on the website or within the online content and courses that infringes, or is likely to infringe, the intellectual property rights ( copyrights ) of any third party will be removed from the website as soon as possible after we are made aware of such infringement or potential infringement. If you are the owner of intellectual property rights ( copyrights ) , or are authorised to act on behalf of an owner, or authorised to act under any exclusive right, you should report any alleged infringements of your intellectual property rights ( copyrights ) taking place on or through the website by emailing a Copyright Infringement Notice to support@helpbankers.com , containing at a minimum the details outlined below. We will take whatever action, in our sole discretion, we deem appropriate, including the removal of the challenged content.
When you notify, your written Copyright Infringement Notice must contain the following:
1. A statement telling us you believe that you have found content on the website which you believe infringes your intellectual property rights ( copyrights );
2. Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;
3. Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material.
4. A statement explaining how the content infringes your intellectual property rights ( copyrights );
5. Information reasonably sufficient to permit us to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted.
6. A statement that the information contained in the notice is accurate and that you are the owner of the intellectual property rights ( copyrights ) or have an exclusive right in law to bring infringement proceedings in respect of its use;
7. A physical or electronic signature of the owner of the intellectual property rights ( copyrights ) or of the person having an exclusive right in law to bring infringement proceedings in respect of its use.
8. A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is the owner of the intellectual property rights ( copyrights ) or is the person having an exclusive right in law to bring infringement proceedings in respect of its use
The user will indemnify and keep us fully indemnified from and against all actions, claims, demands, costs, expenses, liabilities, loss, damages or other monetary relief brought, made or awarded against or incurred by us resulting (directly or indirectly) from:
1. you submitting your content to the website or participating in the online content and courses;
2. your access to or use of the website or online content and courses;
3. your breach of any of the terms and conditions; and
4. any negligent act or omission, deliberate default or breach of statutory duty on your part.
Each indemnity in the above paragraph is separate and independent from the other obligations in the terms and conditions. Each of these indemnities is to remain fully effective despite any indulgence granted from time to time and despite any judgment or order.
The website and the online content and courses are provided to you “as is” and we make no warranty or representation to you with respect to them. We exclude all representations, warranties, conditions and terms express or implied by statute, common law or otherwise to the fullest extent permitted by law. We accept no liability for any special, indirect, incidental, consequential or economic loss, or any other losses, howsoever caused arising out of or in connection with these Terms. This includes (without limitation):
1. any loss of profit (directly or indirectly);
2. any loss of goodwill;
3. any loss of opportunity; and
4. any loss of data suffered by you.
We provide the online content and courses on the website in good faith but give no warranty or representation that the online content and courses are accurate, complete or up-to-date or that they will meet your requirements, nor that the website does not infringe the rights of any third party. We accept no responsibility or liability for your use of online content and courses on the website and your use is entirely at your own risk. While we take reasonable precautions to prevent the existence of computer viruses and/or other malicious programs on the Website, we accept no liability for them. We do not warrant that defects in the website or online content and courses will be corrected. Information transmitted via this website will pass over public telecommunications networks. We make no representation or warranty that the operation of this website will be timely, secure, uninterrupted or error-free and disclaim all liability in that respect to the greatest extent permitted by law.
We accept no responsibility for any loss or damage incurred by you as a result of:
(a) any reliance placed by you on the completeness, accuracy or existence of any information or advertising, or as a result of any relationship or transaction between you and any advertiser or sponsor whose advertising appears on the website or in relation to the online content and courses;
(b) any changes which we may make to the website or online content and courses, or for any temporary interruptions in the provision of the website or online content and courses;
(c) the deletion of, corruption of, or failure to store, any online content and courses and other communications data maintained or transmitted by or through your use of the Website;
(d) your failure to provide us with accurate account information; and
(e) your failure to keep your account details secure and confidential.
Refund is generally not provided by HELPBANKERS.COM except for any valid and genuine reason. HELPBANKERS.COM , at its own discretion , may consider a cancellation and refund request made by the user . Any refund, if eligible, will be processed by us within 15 days of receiving a refund/cancellation request.
The terms and conditions, your use and access to the website, and all other policies issued by us whether referred to by us herein or not, and the relationship between you and us is governed by the laws of India. Any all disputes arising between you and us ( whether contractual or non-contractual ) in connection with your access and use of the website, including as to the validity of these terms or policy issued by us, will be subject to the exclusive jurisdiction of the courts of India. For any dispute between you and us, you agree that you will first attempt to resolve it with us informally ( mutual understanding between HELPBANKERS.COM and the USER ). In the unlikely event that we are unable to resolve the dispute in this manner within 60 days of the dispute being notified in writing , then the same shall be transferred to Arbitration which shall be held in Mumbai and in English Language.
The website is provided from the India and all servers that make it available reside in the India. The laws of other countries may differ regarding the access and use of the website. HELPBANKERS.COM makes no representations regarding the legality of the website in any other country and it is your responsibility to ensure that your use complies with all applicable laws outside of the India.
We may update or amend the terms and conditions (as well as any other policies or guidance we issue) from time to time to comply with law or to meet our changing business requirements, without notice to you. Any updates or amendments will be posted on the website. In addition, we reserve the right to modify, suspend or discontinue all of the online content and courses with or without notice to you and we will not be liable to you or any third party for any such modifications, suspension or termination. By continuing to use the website, you agree to be bound by the terms of these updates and amendments.
The user provides his/her consent to our terms and conditions including any future modifications by accessing, registering or using any part of the service on our site.
If you have any questions/suggestions regarding the terms and conditions, do drop an email at support@helpbankers.com with "Terms And Conditions" in the subject line.
Effective Date: This policy is effective and was last updated on 28.10.2025